Indepth review.. and is the best when it comes to choose between this to banking horses..

Well i choose ICICI..after reading this.. thanks fr helping me to zero in on the choices

Thanks a lot !

Thanks for all ur feedbacks…

I will also vote for ICICI, by forgetting the bank branches we are using online services for that the main reason behind is the best designed website. In fact they are upgrading with lots of future newly… Also as our friends mentioned here, the security features in ICICI is very gud.

So from my finding, ICICI is the best one when comparing to any other one.

Thanks & regards,
Saminath. G

They can face any rumers, like shares with the leamon brothers

I am trying hard to login to hdfc portal. But it doesnt accept my 14 digit account number

It stops text entry at just ten digits.

What to do?

just opt for an sbi ac and net banking and see the diffenence.

the user interface the qos the help menual and all the facility that u have compared
and most importantly the security….

5/5 marks man
its owsome just liike anything

hdfc no security and the facility for net banking is also very poor
2/5 for the fact that it has the net banking software may it be the worst one

icic far better then hdfc

i haven gone for the hdfc for the since the last year but now when i have it i know the difference and feel sory why i have opted for it.

Icici Netbanking Offers me More.. My choice is ICICI ..

In terms of overall Netbanking Experience, I like Citibank the most. While there are some features in ICICI which are absent in Citibank, overall, it is very functional and very easy to use overall.
In my last company, my salary account was with Citi. It offered unlimited transactions on any ATM in India for free. HDFC provides only 10 (in some cases 20) free Txns in a month on other ATMs to salary account customers. Secondly, If you want to make a one-time utility bill payment (say Telephone, Postpaid Mobile Phone, Electricity Bills), you need to register online and the corresponding biller needs to register you at back-end. This process takes time and sometimes doesn’t even happen. But Citibank makes it convenient at the next level. You just need to provide bill details on the web-site, and at the citi-back-end, it generates a cheque, which is paid to the biller on your behalf. It takes 2 working days to reflect.
I think this is simply a great way to make bill-payments, far more useful in my opinion for an average user, who wouldn’t want to make a long-term tie-up with the bank for bill-pay facility.
Also, if you want to make a DD and send it to some address, in Citibank, you can do the complete process online. You don’t have to deal with the physical instrument at all. You just need to provide the target branch (of course, it is not limited to locations where Citibank has a branch, but almost every reasonable town: I guess more than few hundreds of locations for sure, by having a tie-up with other PSU banks), the beneficiary name, amount and the address to be delivered in India. They usually send it by a good courier, but in case the target address doesn’t have courier facility, then they even send it by Registered post. This entire facility is free (no DD Comission charges for upto 50,000 per month or quarter), no courier/Regd post charges, and the user doesn’t have to do anything beyond a few clicks!! I’ve used this facility once, and it was delivered in 3 working days to a very remote location in Eastern UP.
For a person like me who changes place of living frequently, Citi doesn’t even require you to furnish address proof for new address. You just need to log-in and provide the new address (of course, with added security of random number sent to your mobile/email, which you need to enter there to authorize such transactions, including payee addition). Even when you contact Phonebanking CSR in Citi, they’re really professional and very helpful. By far the best experience among all the banks where I hold accounts.
HDFC’s phonebanking is not really 24-hours. If you need to talk to a representative, it’s only from 8-to-8. Rest of the time, it is only IVRS. This doesn’t even compare with ICICI’s and Citibank’s phonebanking, which are really 24-hours open.
Also, Citi was the first in India to have virtual keyboard based login, and other banks have just copied, to my knowledge.
ICICI has extremely good branch banking experience too. Their 8-to-8 branch working hours are a boon to all professionals like me. They’re quite systematic in Queue handling too. Their netbanking is pretty good, I would say among the best in terms of features. In fact ICICI’s netbanking was rated the best in the world overall by some reputed international finance magazine.

Anyway hats off to this person who took so much trouble to post the article here. I loved reading it.

don’t get surprised anymore when my office colleagues tell me that they don’t know where their salary account bank branch is located in their city. It’s because banks today provide decent online banking services allowing you to forget the need-to…

I don’t get surprised anymore when my office colleagues tell me that they don’t know where their salary account bank branch is located in their city. It’s because banks today provide decent online banking services allowing you to forget the need-…